Terms & Conditions for HouseKat MLO - Kat Saiz

Effective Date: June 25, 2025

Thank you for choosing to communicate with us via SMS/text messaging. By opting in to receive text messages from North Capital Funding Corporatyou agree to the following Terms and Conditions:

1. Program Description

We use SMS messaging to communicate important updates, promotional content, appointment reminders, educational tips, and/or transaction-related notifications related to mortgage loans, real estate financing, or related services. Message frequency may vary.

2. Consent and Opt-In

By subscribing to our SMS program, you affirm that you are the authorized user of the mobile phone number provided and you expressly consent to receive recurring text messages from us. Consent is not a condition of any purchase or service.

3. Message and Data Rates

Message and data rates may apply depending on your wireless carrier and mobile plan. Please contact your mobile provider for information about your text or data plan.

4. Opt-Out Instructions

You may opt out of receiving SMS messages at any time by replying STOP to any message. You may also text STOP to 720-709-1513. After doing so, you will no longer receive SMS messages unless you re-enroll.

5. Help and Support

For help, reply HELP to any message or contact us directly at:
📞 Phone: 720-709-1513
📧 Email: [email protected]
📍 Address: 15 2nd Ave., Denville, NJ 07834

6. Privacy and Data Use

Your privacy is important to us. We will never sell or share your personal data or mobile number with third parties for their own marketing purposes. For details on how we handle your information, please review our Privacy Policy.

7. Carriers and Delivery

Carriers are not liable for delayed or undelivered messages. We do not guarantee message delivery, as it depends on your mobile carrier and network conditions.

8. Modification of Terms

We reserve the right to modify these terms at any time. Updated terms will be posted on this page with a revised effective date.

9. Contact Information

If you have any questions about these Terms and Conditions, please contact us:
North Capital Funding Corp.
15 2nd Ave., Denville, NJ 07834
📞 973-595-(LOAN) 5626
📧 [email protected]

8311 Haven Ave Ste 180, Rancho Cucamonga, CA 91730

Kat Saiz, Mortgage Loan Originator, NMLS #1701939, CA DRE #02239823. Loans arranged through Spectrum Mortgage Services, NMLS #1616115. Licensed by the California Department of Real Estate. DRE license information: (877) 373-4542. NMLS Consumer Access: www.nmlsconsumeraccess.org. Equal Housing Opportunity.